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PLANT AND EQUIPMENT FINANCE
BUSINESS SUCCESS RELIES ON HAVING THE RIGHT TOOLS OF THE TRADE. LET US HELP FINANCE YOUR PLANT AND EQUIPMENT.
PLANT AND EQUIPMENT LOAN
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OWN YOUR OWN PLANT AND EQUIPMENT. OUR LENDERS WILL TAKE OUT A MORTGAGE ON IT AS SECURITY FOR YOUR NEW LOAN.
- You own the asset and purchase it with a Blu Mortgages loan, using the equipment as security.
- As you own the asset, you may be entitled to claim GST input tax credits, depreciation, and interest expenses.
- Flexible and tailored repayment structures depending on your cashflow needs.
FINANCE LEASE
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LEASE THE PLANT AND EQUIPMENT YOUR BUSINESS NEEDS AND RETURN IT AT THE END OF THE LEASE TERM.
- Your lender purchases the asset at your request and lease it to you for an agreed period.
- Your lender owns the asset.
- At the end of the lease term, you have the choice to upgrade to new equipment or refinance the existing equipment.
- Flexible and tailored repayment structures depending on your cash flow needs.
HIRE PURCHASE
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HIRE THE PLANT OR EQUIPMENT YOUR BUSINESS NEEDS AND OWN IT AT THE CONCLUSION OF YOUR HIRE TERM.
- Your lender purchases and owns the asset, and you buy it from them in instalments over an agreed period.
- Upon final payment ownership of the asset transfers to you.
- Flexible and tailored repayment structures depending on your cash flow needs.
NOVATED LEASE
![](https://assets.cdn.thewebconsole.com/S3WEB10066/images/Novated-Lease-2021-3-4-1-06-42.png?m=72ec521178cb69be502f819bc160475c)
SECURE THE VEHICLE, PLANT AND EQUIPMENT YOU WANT WITH SALARY PACKAGING.
- Allows employers to offer attractive remuneration packages to staff.
- Employees are provided with the option to lease a vehicle of their choice, while retaining ultimate responsibility for the leased vehicle.
- The lender owns the vehicle and at the end of the term you may make an offer to purchase.
- Repayments made by your employer out of your pre-tax salary.
NOT SURE WHICH PRODUCT IS RIGHT FOR YOU? CONTACT THE BLU MORTGAGES TEAM WHO CAN HELP IDENTIFY THE RIGHT LENDING SOLUTION FOR YOUR CIRCUMSTANCES.